Investments
Is investing right for me? Where should I put my money? What is the risk? What do I want to achieve?
Saving money is something that most people do from time to time, but when does it become important to consider putting your money into more long term investments?
So, should you seek investment advice?
Do you have plans for the future which require funds to achieve?
Yes, you should.
Do you have savings in the bank or building society and are disillusioned with interest rates which often do not even beat inflation?
Yes, you should.
Are you unaware of the many choices available to you should you come into an inheritance?
Yes, you should.
Do you intend to leave an inheritance or bequest to your family, friends or favourite charity?
Yes, you should.
Do you have young children and want to start planning for their future expenses such as university, weddings or their first home?
Yes, you should.
Do you have existing investments but have not conducted a full review for some time?
Yes, you should.
Investments
Everyone is unique. Your needs constantly change as you travel through life, so your priorities change too. From prudent financial planning at the start of your career to protecting the family's inheritance in later life, the common thread is that you want to make the most from your savings. But with so many options on how to invest for the future available, it's no wonder many of us get confused where to start and perhaps end up never starting at all.
My approach to investment advice is based on a thorough understanding of your unique outlook on life and investing in general, then focusing on such matters as your objectives, future financial needs, the time frames for your investment, your current and future tax position and your attitude to risk. Whilst I cannot offer specific tax advice, I can advise you of the tax implications of the investment product range and how this could impact on your current and future tax position.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.